Generate Professional Payment Terms in Under a Minute — Free

Clear payment terms protect your business and set expectations from day one. Paidly's Payment Terms Generator creates professional, customisable terms you can drop straight into your invoices, contracts, or proposals.

The Problem

Vague payment terms are one of the biggest reasons freelancers get paid late. Without clear terms, clients delay, dispute, or simply forget. Writing them yourself is time-consuming, and hiring a solicitor is overkill for most freelance agreements.

What It Covers

How It Works

Step 1 — Tell Us About Your Business

Freelancer or agency? What type of work do you do? What currency do you invoice in?

Step 2 — Set Your Preferences

Choose your payment window, late fee policy, and any deposit requirements.

Step 3 — Generate and Use

Your custom payment terms are ready instantly. Copy or download — ready to add to any contract or invoice.

Daily Usage Limits

Usage resets every 24 hours. Free: 5/day. Starter: 10/day. Pro: 15/day. Agency: 20/day.

Why Clear Terms Matter

Businesses with written payment terms get paid an average of 8 days faster than those without. UK businesses are collectively owed billions in late payments each year — most of it stems from unclear agreements, not unwilling clients.

Important Disclaimer

This tool provides general guidance only. It does not constitute legal or financial advice. AI-generated content may contain errors. Always review generated payment terms with a qualified solicitor or financial advisor before use.

Pair the Payment Terms Generator with Paidly's AI Email Composer and automated invoice reminders for end-to-end payment automation.